Traditional Driver's Ed classes help pass the DMV's driving test. But there is no evidence Driver's Ed helps reduce crashes.

Watch a short video that explains the difference.

The teenSMART^® program does what traditional driver education cannot do: Reduce Crashes

• teenSMART^® is science-based, and proven to reduce crashes through safer driving.

• One year after training, collision rates for teenSMART^® Beta graduates were 71% lower than the national collision rate for 16-19 year-old drivers during the same time frame, as reported by the National Safety Council.

• Major insurance companies offer substantial discounts for teens who pass the teenSMART^® Certification -- discounts that may save you far more than the cost of the teenSMART^® training program.

teenSMART^® is used after your teen has been licensed (preferably during the Learner's Permit or Intermediate licensing level) to teach the six big factors that cause most teen driving crashes. Conventional driver's ed is designed to help your teen get a license. teenSMART^® is designed to make him or her a safer driver. Watch a short video that explains the difference. (Left-click to open in Windows Media Player; or, right-click and Save As...)

teenSMART^® gives parents an easy to follow in-car training program that levels the playing field for parents and teens. It takes the pain out of teaching your teen to drive. It's fun, engaging and meaningful for teens and parents. Think of it as a booster shot for crash reduction.

What You Can Expect

Save money on auto insurance: Teens and their parents may save hundreds of dollars every year on their auto insurance due to auto insurance coverage discounts for completing teenSMART^®.

Fewer collisions...fewer deductible costs:

• For teens with collision coverage, it’s not unusual for the deductible to be as high as $500 or even $1000. Teens or their parents must pay this deductible each time they get into an accident. Each year teenSMART^® graduates have 30% fewer insurance claims. During the first three years of driving there is a good chance that teenSMART^® training will prevent at least one collision, saving five to 10 times the cost of the program.

• More alert driving means fewer costly traffic citations: A traffic ticket usually costs a lot more than the teenSMART^® program.

• More stable and affordable insurance premiums: Fewer collisions and traffic tickets will keep your insurance premiums lower.

• Related discounts: You may be eligible through your insurance company for additional student or good student driver auto insurance discounts.

Certified teenSMART^® graduates have 30% fewer collisions and file 30% fewer insurance claims. If your insurance company is not listed below, it has not filed with your State Department of Insurance for a teenSMART discount. However, some certified teenSMART^® graduates have been able to get a discount from their insurer anyway. Check with your agent or insurer to see if any discount opportunities are available.

These major carriers participate with teenSMART^® and offer substantial discounts for certified teenSMART^® graduates: